{"id":11725,"date":"2020-09-24T20:48:37","date_gmt":"2020-09-24T19:48:37","guid":{"rendered":"http:\/\/www.ra-herren.de\/?p=11725"},"modified":"2020-09-24T20:48:37","modified_gmt":"2020-09-24T19:48:37","slug":"kreditinstitut-unwirksame-entgeltklausel-fuer-basiskonto","status":"publish","type":"post","link":"https:\/\/raherren.de\/index.php\/2020\/09\/24\/kreditinstitut-unwirksame-entgeltklausel-fuer-basiskonto\/","title":{"rendered":"Kreditinstitut: Unwirksame Entgeltklausel f\u00fcr Basiskonto"},"content":{"rendered":"<p>Die in den Allgemeinen Gesch\u00e4ftsbedingungen eines Kreditinstituts enthaltene Entgeltklausel f\u00fcr ein Zahlungskonto mit grundlegenden Funktionen (Basiskonto) unterliegt der richterlichen Inhaltskontrolle. Es darf also von Gerichten daraufhin \u00fcberpr\u00fcft werden, ob sie mit geltendem Recht \u00fcbereinstimmt. Das hat jetzt der <a href=\"http:\/\/www.bundesgerichtshof.de\">Bundesgerichtshof (BGH)<\/a> entschieden. Im konkreten Fall entschied er, dass die Entgeltklausel eines solchen Basiskontos unwirksam war.<\/p>\n<p>Der BGH: Die Entgeltklausel f\u00fcr ein Basiskonto ist im Verkehr mit Verbrauchern unwirksam, wenn bei der Bemessung des Entgelts das kontof\u00fchrende Institut den mit der F\u00fchrung von Basiskonten verbundenen Mehraufwand allein auf die Inhaber von Basiskonten umgelegt hat. Das ergab sich hier aus der von der Bank vorgelegten Kostenkalkulation.<\/p>\n<p>Quelle: <a href=\"http:\/\/www.ra-herren.de\/wp\/wp-content\/uploads\/BGH-30.6.2020-XI-ZR-119-19.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BGH, 30.6.2020, XI ZR 119\/19<\/a><\/p>\n<p>Mitgeteilt von <a title=\"Rechtsanwalt Ralf Herren\" href=\"http:\/\/www.ra-herren.de\/?page_id=2\" target=\"_blank\" rel=\"noopener noreferrer\">Rechtsanwalt Ralf Herren<\/a> aus 50321 Br\u00fchl<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Die in den Allgemeinen Gesch\u00e4ftsbedingungen eines Kreditinstituts enthaltene Entgeltklausel f\u00fcr ein Zahlungskonto mit grundlegenden Funktionen (Basiskonto) unterliegt der richterlichen Inhaltskontrolle. Es darf also von Gerichten daraufhin \u00fcberpr\u00fcft werden, ob sie mit geltendem Recht \u00fcbereinstimmt. Das hat jetzt der Bundesgerichtshof (BGH) entschieden. Im konkreten Fall entschied er, dass die Entgeltklausel eines solchen Basiskontos unwirksam war. Der [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10230,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,4,5],"tags":[233,582],"class_list":["post-11725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-urteile","category-verbraucherrecht","tag-basiskonto","tag-entgeltklausel"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kreditinstitut: Unwirksame Entgeltklausel f\u00fcr Basiskonto - RA Heeren<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/raherren.de\/index.php\/2020\/09\/24\/kreditinstitut-unwirksame-entgeltklausel-fuer-basiskonto\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kreditinstitut: Unwirksame Entgeltklausel f\u00fcr Basiskonto - RA Heeren\" \/>\n<meta property=\"og:description\" content=\"Die in den Allgemeinen Gesch\u00e4ftsbedingungen eines Kreditinstituts enthaltene Entgeltklausel f\u00fcr ein Zahlungskonto mit grundlegenden Funktionen (Basiskonto) unterliegt der richterlichen Inhaltskontrolle. Es darf also von Gerichten daraufhin \u00fcberpr\u00fcft werden, ob sie mit geltendem Recht \u00fcbereinstimmt. Das hat jetzt der Bundesgerichtshof (BGH) entschieden. Im konkreten Fall entschied er, dass die Entgeltklausel eines solchen Basiskontos unwirksam war. 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